海外の交通事故対応ガイド：現場から保険まで使える英会話フレーズ集

Driver 1: Are you alright? I didn’t see you coming from that angle.
Driver 2: I’m okay, but my car has been severely damaged on the passenger side. What about you?
Driver 1: There’s some minor damage to the rear bumper. Should we exchange information?
Driver 2: Yes, let’s exchange our insurance information and driver’s license details.
Driver 1: Good idea. Also, we should take photos of the damage and the accident scene.
Driver 2: Agreed. Did you call the police yet?
Driver 1: Not yet. I think we should contact the police to file a report.
Driver 2: Okay, I’ll wait here while you do that.
Driver 1: When the officer arrives, please describe the circumstances of the accident clearly.
Driver 2: Sure. It all happened so fast — your car was dangerously close when you turned.
Driver 1: I’ll also provide my vehicle registration and answer any questions the police may have.
Driver 2: After the report, we should both get a copy of the police report for our insurers.
Driver 1: Absolutely. Then I’ll file an insurance claim and submit the damage report.
Driver 2: Hopefully this will get resolved quickly. Thanks for cooperating.
Driver 1: Thank you too. Stay safe!

Police Officer: Hello, I’m Officer Smith. Can you tell me what happened?
Driver: I was driving through the intersection when another car came too close and hit my passenger side.
Police Officer: Were there any injuries? Did you check for injuries?
Driver: No serious injuries, just minor bruises.
Police Officer: Can you please describe the circumstances in detail?
Driver: The other driver approached dangerously close, I couldn’t avoid the collision.
Police Officer: Please provide your driver’s license and vehicle registration.
Driver: Here they are.
Police Officer: Do you have insurance?
Driver: Yes, here is my insurance information.
Police Officer: Did you exchange information with the other driver?
Driver: Yes, we exchanged details and took photos of the damage and the accident scene.
Police Officer: Good. I will prepare a police report. Here is your police report numberfor reference.
Driver: Thank you. What should I do next?
Police Officer: You should contact your insurance company and file an insurance claim. You may also need to submit a DMV accident report depending on damage or injuries.
Driver: Understood. I will take care of that as soon as possible.
Police Officer: If you have any questions, feel free to contact me. Drive safely.
Driver: Thank you, officer.

Driver: Hello, I’m calling to report an accident that happened yesterday.
Agent: I’m sorry to hear that. Can you please provide your policy number and some details about the accident?
Driver: Sure, my policy number is 12345678. The accident occurred at Main Street near 5th Avenue. Another vehicle collided with me from behind while I was stopped at a red light.
Agent: Thank you. Were there any injuries?
Driver: No serious injuries, but my car was severely damaged in the rear.
Agent: I see. Have you filed a police report?
Driver: Yes, I have the police report number here.
Agent: Good. Please send us a copy of the damage report and any photos of the accident. We will start processing your insurance claim.
Driver: How long does the claim process usually take?
Agent: Typically, it takes about 2 to 4 weeks, depending on the extent of the damage and documentation.
Driver: Alright. Is there anything else I need to do?
Agent: Please keep all receipts for repair and rental car expenses if applicable, and stay in contact with us for updates.
Driver: Thanks for your help. I will do that.
Agent: You’re welcome. We’ll assist you through the whole process.

Experiencing a car accident in the United States

Experiencing a car accident in the United States can be a distressing event. However, knowing the correct procedures and steps to take immediately following an accident can help protect your safety, legal rights, and insurance coverage. This guide outlines the essential measures every driver should follow after a collision.

First and foremost, check for injuries among yourself, passengers, and other parties involved. If there are any injuries, call 911 immediately to request emergency medical assistance. If the vehicles are operable and it is safe to do so, move your vehicle to a safe area such as the side of the road to prevent blocking traffic and avoid further accidents. Turn on your hazard lights to alert other drivers.

Next, it is important to contact the police even if the damage appears minor. An official police report serves as a crucial document when submitting your insurance claim. When the police arrive, provide your driver’s license, vehicle registration, and insurance information. Be sure to describe the circumstances of the accident clearly and answer all questions truthfully.

At the scene, exchange information with the other driver(s), including full name, contact details, insurance policy numbers, and vehicle details. Take thorough photos of the damage and the accident site. If there are witnesses, try to identify them and collect their contact information.

Afterward, contact your insurance company promptly to start the claim procedure. Provide the insurance adjuster with the collected evidence including the police report number, photos, and your detailed account. Depending on the state laws, you may be required to submit an accident report to the Department of Motor Vehicles (DMV) within a specific timeframe.

Keep all receipts related to repairs, medical treatments, and any car rentals during the vehicle’s repair. Stay in regular communication with your insurer until the claim is fully processed.

By following these steps and utilizing critical expressions such as check for injuries, move to a safe area, contact the police, exchange information, take photos of the damage, describe the circumstances, contact your insurance company, and file an insurance claim, you can manage the aftermath of a car accident in the U.S. with confidence and clarity.